6 Benefits of Investing in Cryptocurrencies

As the world’s current first runner in the cryptocurrency market, Bitcoin has been making some serious headlines and some serious ups and downs in the last 6 months. Almost everyone has heard of them, and almost everyone has an opinion. Some may not realize that a currency of any value can be made from nothing, while some prefer the idea that one can trade as a valuable entity in one’s own right without government control.

Where do you sit “Should I buy Bitcoin?” The fence probably finally peeks into a question: Can I make money from bitcoin?

Can You Make Money From Bitcoin?

In just the last 6 months, we have seen a coin go down from $ 20 in February, to $ 260 a coin in April, to $ 60 in March and to $ 130 in May. The price is now fixed at around 100 per bitcoin, but what happens next is anyone’s guess.

The future of Bitcoin ultimately depends on two main variables: its acceptance by a wide audience as a currency, and the absence of prohibited government intervention.

The Bitcoin community is growing rapidly, interest in online cryptocurrencies has spread dramatically, and new services are increasingly accepting Bitcoin payments. Blogging giant, WordPress, accepts bitcoin payments and African-based mobile application provider, Kipochi, has created a bitcoin wallet that will allow bitcoin payments on mobile phones in developing countries.

We have already seen that people earn millions in currency. While recording the documentary viewing experience, we see a growing number of people experimenting with surviving on Bitcoin for only a few months.

You can use Bitcoin to buy a takeaway in Boston, coffee in London and even a few cars on Craigslist. Searches for bitcoin increased in 2013, with an increase in April and subsequent decline in the value of bitcoin. The first major acquisition of a bitcoin company for an online gambling site SatoshiDice was made last week by an undisclosed buyer for 126,315 BTC (approximately $ 11.47 million).

This rapid growth of awareness and acceptance is likely to continue, if faith in the currency remains strong. Which leads to second dependence. Government regulations.

Although specifically designed to operate independently of government control, Bitcoin will inevitably be influenced by the government in one way or another. This must be due to two reasons.

First, in order to gain a high degree of acceptance, Bitcoin must be accessible to a large number of people, and this means spreading beyond the realm of hidden transactions to the normal day-to-day transactions of individuals and businesses. Second, these bitcoin transactions can become a trackable part of human taxable assets, which can be declared and regulated with any other type of assets.

The European Union has already announced that Bitcoin will not be classified as fiat currency or money and, as such, will not be regulated in its own right. In the United States, the number of 50 state systems and the number of bureaucrats involved has inevitably made decisions more difficult, so far no consensus has been reached. Bitcoin is not considered as money, but it is considered as money.

A prosperous bitcoin market in the United States now has a more uncertain future, and any final legislation in the United States could have a very positive or very negative effect on the future of bitcoin.

So, should you buy Bitcoin?

The answer depends on how risky you are. Bitcoin is certainly not going to be a smooth investment, but the potential of this currency is huge.

Cryptocurrency has not only provided the fastest way to transfer money, it has also provided a new entity for trading and making money with stocks and other commodities. While you can sell and buy Bitcoin directly, you can use the Bitcoin Trading Exchange to conduct your business in cryptocurrency. There are many exchanges where bitcoin trading is safe and secure and customers are offered many enhanced services. As a cryptocurrency investor or trader, you can choose any exchange for your comfort. However, it is advisable to peek into some reviews before opting out Below is a brief overview of the world’s top bitcoin exchanges

CoinBase: This is probably one of the most reputable and largest bitcoin trading exchanges, including dual benefit trading via direct and wallet. CoinBase was founded in 2012 by Y-Combinator’s enterprise search and has grown rapidly since then. It has many lucrative services such as multiple cash deposit and withdrawal options, instant money transfer between two coinbases, wallet facility with multiple signature options for more secure transfer, bitcoin deposit is insured for any loss etc. CoinBase has a variety of payment partners. Europe and the United States, which allow transactions to run smoothly through them. It has relatively low transaction fees and offers a lot of Altcoin trading as well as bitcoin trading.

CEX.IO: One of the oldest and most reputable exchanges launched in 2013, the London Bitcoin Trading Exchange and also as a Cloud Mining Facilitator. Later its mining capacity increased so much that it retained about half of the network mining capacity; However, it is now closed. “CEX.IO” allows customers to expand their bitcoin business to a much larger scale and has the advantage of providing instant bitcoin at the requested price. However, a slightly higher exchange rate is charged for this exchange, yet it is compensated for the security and convenience of allowing multi-currency transactions (dollars, euros and rubles) to buy bitcoin.

Bitfinex: It is one of the most advanced trading exchanges and is especially suitable for experienced crypto-currency traders. With high liquidity for Bitcoin as well as Ethereum, this exchange has better options such as leveraging, margin funding and multiple order trading. In addition, Bitfinex offers customizable GUI features, including many order types such as limits, stops, trailing stops, markets, and more. The exchange also offers about 50 currency pairs that can be traded and easily picked up by everyone. One of the largest exchanges in terms of volume transactions offers a pseudonym for Bitfinex trades and only some services require identification. The only downside to this exchange is that it does not support buying Bitcoin or any other Altcoin through Fiat transactions.

Bitstamp: It was founded in 2011 and is the oldest of the exchanges that offer cryptocurrency and bitcoin trading. The most respected reason is that despite being the oldest, it has never been a security threat and has been around until recently. Bitstamp currently supports four currencies Bitcoin, Etherium, Lightcoin and Ripple and is available on the mobile app as well as trading from the website. This is nice support for European users or traders who have an account with Euro Bank. Security improved and cold storage type, which means coins are stored offline So you can say that it is not completely possible for a hacker to infiltrate Lastly, its complex user interface suggests that it is not for novice users but for professionals and that it offers relatively low transaction fees.

Kraken: It is the largest bitcoin trading exchange in terms of liquidity, euro crypto trading volume and trading statistics for the Canadian dollar, USD and yen. Kraken is the most reputable exchange that operates through the turmoil of cryptocurrency transactions and at the same time manages to secure the amount of customers regardless of other exchanges being hacked. With 14+ cryptocurrency trading facility, the user can deposit fiat and cryptocurrency and with the same power for withdrawal. However, it is not suitable for beginners, but it has better security features and lower transaction fees than CoinBase. The most important thing for Kraken is that it is trusted within the community and has been the first to display volume and value at the Bloomberg terminal.

Since its emergence in 2008, the technology behind the world’s most infamous cryptocurrency, Bitcoin, has been courting the border, drawing attention from most startups and the financial services sector. However, it has recently started to get a lot of attention as companies are slowly realizing that it can be valuable for many other things besides payment tracking.

Simply put, a blockchain is a distributed ledger that sorts transactions into blocks. Each block is chained to the first one using sophisticated math until it returns to the first transaction. Entries are permanent, transparent, and searchable, making it possible for community members to view their entire transaction history. Each update creates a new “block”, added at the end of the “chain” – a structure that makes it difficult for anyone to change records at a later stage. Ledger allows information to be recorded and shared among large groups of unrelated companies, and all members must collectively verify any updates – which are in everyone’s interest.

To date, a lot of attention and money has been spent on financial applications for technology. However, there is a global supply chain relationship in the case of an equally promising test, the complexity of which and the diversity of interests create exactly the kind of challenges that this technology seeks to address.

A simple application of the blockchain instance in the supply chain is to register the product transfer in the ledger, as the transaction will identify the parties involved, as well as the price, date, location, quality and condition of the product and any other information relevant to the supply chain operation. The cryptography-based and unchanging nature of the transaction will make it almost impossible to compromise with the laser.

Now, several startups and corporations are setting up blockchains to redesign their global supply chain and run their businesses more efficiently:

1. For Maersk, the world’s largest shipping company, the challenge is not to track the known rectangular shipping containers that sail the world on cargo ships. Instead, it is circling the pile of papers attached to each container. Stamps and approvals from 30 parties, including customs, tax officials and health authorities, may be required to spread across 200 or more interactions in a single container. Although containers can be loaded onto a ship within minutes, a container can be held at port for several days because a piece of paper is lost, and the cargo inside is lost. The cost of moving and keeping track of all these papers is often equal to the cost of physically moving the container around the world. The system is also prone to fraud because valuable bills of lading can be manipulated, or copied, allowing criminals to snatch goods or promote counterfeit goods, resulting in billions of dollars in maritime fraud each year.

Last summer, Maersk sought the cooperation of customs authorities, freight forwarders and manufacturers filling containers. It has begun the first trial of a new digital shipping laser with these partners for shipping routes between Rotterdam and Newark. After signing a document, the customs authority can immediately upload a copy of it with a digital signature, so that everyone else involved – including Maersk himself and other government authorities – can see that it has been completed. If there is a dispute later, everyone can go back to the record and be confident that none of them changed it. The cryptography involved makes it difficult to forge virtual signatures.

The second test tracked all documents related to a flower pot from the Kenyan port of Mombasa to Rotterdam in the Netherlands. If both trials go well, Marsk will be tracking pots with pineapple from Colombia and mandarin oranges from California.

2. Wal-Mart, like most merchants, struggles to identify and remove foods that need to be withdrawn. When a customer becomes ill, it can take weeks to identify the product, invoice, and seller. To remedy this, it announced last year that it would begin recording and logging product sources using blockchain – including suppliers, important data from a single receipt, details of how and where food was grown and who visited it. Extends information from the database palette to individual packages.

This enables it to instantly find out where a tainted product came from in a matter of minutes, as well as capture other important features for making informed decisions about food flow.

Wal-Mart has already completed two pilot programs – shifting pork from Chinese farms to Chinese stores and producing from Latin America to the United States – and is now convinced that a finished version can be assembled in a few years.

3. BHP relies on vendors at almost every stage of the mining process, collects samples by conducting contracts with geological and shipping companies, and conducts analysis that manages business decisions involving multiple parties distributed across the continent. These vendors usually keep track of rock and liquid samples and analyze with emails and spreadsheets. A lost file can cause big and expensive headaches because the samples help the company decide where to drill new wells.

BHP’s solution, launched this year, is to use blockchain to record the movements of wellbore rock and liquid samples, and to better secure real-time data generated during delivery. Decentralized file storage, multi-party data acquisition, and instability as well as instant accessibility are all aspects that will enhance its supply chain.

BHP has now forced its vendors to use an app to collect live data – with a dashboard and the options for what to do are very streamlined for their respective tasks. A sampling technician can attach data such as during collection, a lab researcher can add a report, and it will be immediately visible to those who have access. No more lost samples or crazy messages. Although some components of the process are similar, the new system is expected to drive internal competencies and allow BHP to work more efficiently with its partners.

For the time being, for the most part, the blockchain runs parallel to the company’s current system – often an old database or spreadsheet like Microsoft’s Excel. The hardest part will be creating new business models. Blockchain enterprise-wide deployments mean companies often have to scrap their existing business processes and start from scratch. An effort not for the faint of heart.

It is often heard of concerns about greening and the development of an alternative source of energy not only to save it but also to fight global warming. Global price shocks are also responsible for increasing the focus on finding renewable sources of energy.
Gasoline prices have risen significantly in the last few years and are expected to rise further and non-economic renewable resources are expected to become economical. Yet many of them are still underdeveloped due to high prices.

Solar energy is one of the most versatile alternative sources of energy. Countless countries around the world are playing with the idea of ​​its development. Unfortunately, the share of solar energy in an overall sector is only 0.1%. According to a survey, solar energy has grown by 22% in the last 10 years, with only 35% growth recorded in the last 5 years.

With its spectacular growth, there are growing expectations that mimic the remarkably high valuations in the investment market. Investing in solar energy is one of the hottest trends these days because it is thriving and one of the best performing industries today. According to a solar research group:
Solar photovoltaic installations have increased by about 62% in previous years.
চাহিদা Demand for solar power has increased by 30% annually for the last 15 years.
দাম Solar prices have dropped 4% annually in the last 15 years.

Expansion and awareness about solar energy has led many people to adapt to solar resources. More buyers means more demand which increases the profits of Solar Energy Corporation. Develop an investor’s perspective, investing in such national energy guarantees higher returns and follows other factors:

With the lack of equity in the market and the subsequent rise in commodity prices, financial markets have become a more volatile place to invest money. There is no doubt that huge profits can be made in products or any other sector, but the risk is much higher. Established investors will hear a lot more about solar energy as an investment vehicle in the coming years. Investing in the solar business is becoming quite lucrative and has an attractive income stream. The backup of the banking institution and the support of the government are making it a safe investment. Most importantly, it also gives investors peace of mind to contribute to the global need for energy independence from oil and long-term security.

The easiest way to get money when you are strapped on cash is to sell your gold jewelry – get cash for gold. Gold prices are on an upward trend and there are lots of advertisements from gold buyers in newspapers, internet, radio and television.

To get the most out of your gold jewelry you need to be very careful and follow the right channels.

How to sell gold jewelry

Your jewelry should start with different sections: broken, missing parts and antiques. Your next step should be to find the right price for your gold. You should keep in mind that there are many people who pretend to be professional jewelers, but they are not.

To stay safe you should find reputable jewelers from your local Better Business Bureau. If you live in the US, you should find great jewelers from the American Gem Society.

Jewelry will analyze the gold and give you the value of the carat and the weight of the gold in pennyweight. There are some jewelers who will give you weight in troy ounces. You should not settle with the price offered by a jeweler – you should get the price from at least three professionals.

In addition to getting prices from a number of jewelers, you also need to determine the underlying price of gold online. The great thing is that there are many online calculators that will help you determine the value in seconds.

You can calculate the value yourself. You should start by determining the percentage of gold in your jewelry. Always remember that 24 carat is 100% gold; So, to get the gold percentage in your jewelry you need to divide the carat of your jewelry by 24.

For example, an 18-carat jewelry is 75% (18 carat / 24 carat = 0.75 = 75%)

With percentages you will be able to determine the weight of gold. To do this you only need to multiply the percentage you get by the recorded weight of your jewelry. For example, an 18-carat gold ring weighing 20 grams contains 15 grams of gold (29g X75 = 15g).

To convert weight to ounces you need to keep in mind that 1g = 0.0353 oz; Therefore 15g = 0.53g (1 oz / 0.0353 g).

To get the value of gold you need to multiply the weight of gold (ounces) by the current price. For example 0.53g X $ 1000 / oz = $ 530

With all the information you have, you should now explore your sales options. As mentioned above, gold prices are rising; So, finding a gold buyer is easy. You will remember that different buyers will accept different qualities of gold. For example, online shoppers will accept broken jewelry, but jewelry stores will only accept intact jewelry.

If you have broken jewelry, you should sell it to gold buyers or broken jewelry buyers and save the intact jewelry for the jewelry store.

You can contact different buyers and compare their prices. As a rule you should buy from the buyer who pays the best price for your gold.

Algorithmic trading

The program, or algorithmic, is simply the entry of trading orders into the market using a computer program. Computer algorithms calculate such inputs as time, price, and order quantity, and these systems are designed to operate without humans. Intervention

These can be long or short term but most are short term and usually want to make a quick profit in a day. The rationale behind them is that they can detect price inconsistencies and benefit from them and not be as emotional as a human being there and save operator time because they run automatically.

High Frequency Trading HRT

The term high-frequency trading (HFT) is basically “dealing with a system that focuses strongly on the speed of execution”. An HFT system can make an execution and order decision in a matter of seconds and is being used by many organizations. The idea is to take orders before the crowd and take advantage of price inconsistencies and make money from them. The idea is not just to execute orders quickly, but in large quantities, so that the system can quickly disable trade. All trades are usually closed within minutes or hours and no positions are usually held overnight.

Doesn’t it all sound so impressive and the future of trading?

As an experienced trader I would say that since the beginning of trading people have been trying to lose the market and still no one has succeeded and the reason is clear that the markets do not move to mathematical models and a computer cannot think that it can just react. A computer can only respond to changes without anticipating it so a simple system will work better than a sophisticated algorithm – period.

New name for losing forex strategy

Algorithmic trading is another term for robot trading that has lost some of its flavor due to the huge number of systems sold for public use with a fake track record of losing money.

Even more ridiculous is the high frequency forex trading that emphasizes – ordering in nanoseconds to beat the market and make a quick profit. All this ensures that the cost of the transaction is so high that there is no chance of making money. Wouldn’t that be called scalping or day trading? Of course, these names are not the taste of the month, because of the amount of systems that have been sold and lost money, so marketers need to find a new name to capture the imagination of the people.

Beating the market with a computer is nothing new and algorithmic and high frequency forex trading, the only recent hype that claims to lose the market but is seen to lose users.

How To Win In Forex Trading

If you want to win in Forex trading, go for the old fashioned way of earning money which is to learn the basics that are easy to learn and then think for yourself and you will be able to enjoy the success of Forex trading.

Swap Gold / Silver Ratio – Want 15 – 35% Return Without Cash

There are many investors who own both the upward trend in metals. But, with gold and silver bullion you can do much more than just buy and hold. You can trade in phases, or “swap”, one for the other. To do this successfully, you must first understand the gold / silver ratio.

The gold / silver ratio tells you how many ounces of silver it will take to buy one ounce of gold at a given time. If you examine the price of gold and silver 4,000 years ago, you will find:

• Historical ratio is 16: 1 (it takes 16 ounces of silver to buy 1 ounce of gold)
• For the last 100 years, the ratio has been 30: 1
• In the last 12 years, the ratio has been close to 60: 1
• In the last 5 years, the ratio has fluctuated from low 40 to about 100
• As of March 1, 2011, the gold / silver ratio was just below 40: 1

How can we take advantage of this instability?

• First – We schedule our purchases based on ratios. When the proportions are relatively high, we prefer silver for new purchases. When the ratio is relatively low, we are in favor of gold.

• The end – We work when the ratio reaches the top and bottom. When the ratio is high, we exchange gold for silver. Then when the ratio decreases, we change the silver to gold again. In other words, when silver is worth more than gold, we exchange silver for gold. Then, when silver becomes “cheaper” than gold, we convert gold back to silver. Every time we go through this cycle – from gold to silver and back to gold – we increase our ounces. That is the whole purpose. For example:

  • Suppose you had one ounce of gold, and the gold / silver ratio increased to 80: 1. You will exchange your one ounce of gold for 80 ounces of silver.
  • When the ratio is compressed to 40: 1, you will exchange your 80 ounces of silver for 2 ounces of gold, doubling the number of ounces you hold.

• Next – We bought silver or gold form which gives more profit potential. During high demand, investors often make premium bids on items of 20 to 40% or more of their underlying value. At that point, we can exchange high premium items for others with lower premiums – to capture most of the differences and convert those differences into extra ounces of metal.

Also, no additional financial expense is required to use this strategy. Taking advantage of this ratio strategy beats the alternative – waiting for the price to rise.

Caution

• Taxes – If you understand the profit from the transaction, you can pay tax on the profit. We do not offer tax advice. Consult your tax expert.

• Market risk – I do not independently determine the exchange of price points. Rather, I lean too heavily on others in the industry who have been practicing the technique for decades. The market may not cooperate. The challenge is to accurately identify the exchange points based on the relative evaluation between the metals. The ratio can go much higher or lower than our goal. Then we will have to wait longer to adjust the ratio. These are essential risks for those who trade ratios.

• Cost – Transaction costs such as shipping, bid-ask price spreads and commissions can reach up to 8%, although they should be lower. We need to keep our trade for a long time in order to recover the cost of the transaction. Transactions related to the physical metal business cost more than ETFs, futures or other paper instruments. To keep your costs down, We charge only half of our normal commission for a swap transaction. Many others will charge a full commission on both buying and selling. Be careful.

Benefits

• More ounces at no cost – The Gold / Silver Ratio trading strategy takes an investment that is otherwise stagnant and increases the number of ounces you hold – without incurring any additional cash. You should expect to double your ounces using this strategy conservatively now and at the end of the bull market.

What you need to know

• When I first started buying metal about 20 years ago, my mentor would often remind me that he was not a prophet. In the same vein, if I make a mistake about the gold / silver ratio, it will cost you money. You will buy silver instead of gold and gold will surpass silver, or vice versa. I don’t think that will happen. Or, if it does, it will be temporary. I have successfully deployed this strategy many times. Sometimes the time-frame between swaps is relatively short – maybe just a few months. Other times it took two years or more.

• If the gold / silver ratio is 48 or less, I recommend exchanging silver for gold. Consider further switching as the ratio decreases further. We will then look for the opportunity to exchange that gold for silver again, capturing that gain in extra ounces of silver.

• Since there are commissions and other transaction costs, you may not understand the same ratio as the spot ratio.

• The swap strategy works for both small and large investors unless you are willing to exchange (150) ounces of silver or more. We will exchange the cheapest, most readily available, most liquid gold coins – whatever gives you the most gold for your silver.

• This is not a request, just a strategy. Do your best and make your own investment decision.

• I still ultimately support silver over gold because I’m sure the ratio will reach 16: 1 (or less) at the top of this bull market.

Household

• The exact amount of one metal is impossible to replace with the exact amount of another. For example, one ounce of gold can buy 50.17 ounces of silver, but not exactly 50 ounces. I try my best to switch as close to the equal-up as possible. The rest we will settle in cash. You may owe a small amount, or you may owe a small amount. I try to keep these amounts below $ 100.

The opportunity to exchange gold / silver sometimes presents itself. If you are interested in learning more about how you can increase your metallic capacity by 15 to 35% or more without any cash expense, please contact us. The window of opportunity is very narrow.

Since automated trading has taken the place of manual trading, the forex market has been flooded with all kinds of trading software called forex robots. Recently a new Forex robot has created a stir in the entire Forex market. More and more people are buying it because of its remarkable features. These features are remarkable because they not only protect the trade against many adversities but also predict future market changes.

The forex market changes rapidly. It is so unexpected that after a few hours the market conditions may change. Other Forex robots are programmed to operate in a specific market condition. Some work perfectly in volatile markets, some work well in trending markets, some work well in trending markets and so on. They fail as their respective favorable market conditions change. The question is how much software will users buy to compete in all types of market conditions?

The solution to this problem is Forex Megadroid. It not only works in all types of market conditions but can also predict future market changes that will occur in the next 2 to 4 hours, aligning itself with it. This software has a unique “Reverse Correlated Price and Time Analysis” technology (RCPTA). Experts call it artificial intelligence. Computer whistleblowers and programmers know that artificial intelligence is a decision-making software. This Droid could see a lot of future ahead. So this software can make profitable deals for the users based on its predictions.

Another great feature of Forex Robot is its consistency. Other software can gain when the forex market is ranging and can make losses when the market is trending as in both cases they use the same algorithm. They work the same way when the market goes in the opposite direction. We all understand what the result is. But RCPTA technology enables Forex Megadroid to work and profit in any way. So, using its “Market Adapting Intelligence”, it can definitely benefit its users consistently. This does not mean that robots do wrong or harm. It simply finds out where it went wrong and adjusts itself in such a way that it does not repeat the same thing. This gives an overall benefit.

Users testify to its high revenue compared to other software available in the market. Its makers claim that it can quadruple the user’s money and its record win percentage is 95.82%. Unlike other software, it is easy to download and manage. It takes a maximum of 5 minutes to download. It also has the ability to disappear from forex traders who can cause problems to users in a variety of ways. Brokers may not know that a robot is being used for trading.

What is a mania? It is defined as a mental disorder characterized by agitation, agitation, delirium, and excessive activity. In the case of investing, it translates into investment decisions driven by fear and greed without analysis, reason or balance of risk and mood with reward results. Mania usually runs parallel to the business development of the product, but time can sometimes move diagonally.

The technology dot boom of the late 90’s and today’s cryptocurrency boom are two examples of how a mania works in real time. These two facts will be highlighted at each stage in this article.

Idea stage

The first stage of a mania begins with a great idea. The concept is not yet known to many, but the potential for profit is huge. This is usually translated as unlimited profit, since “something like this has never been done before”. The Internet was one such event. People who used paper systems at the time were skeptical that “how could the Internet replace such a familiar and accessible system?” The backbone of the concept begins to form. It has been translated into modems, servers, software and web sites that are needed to make the concept a reality. Investments in the concept stage start lazily and are made by people to “inform”. In that case, it could be dreamers and people working on projects.

In the cryptocurrency world, the same question is being asked: how can a piece of crypto code replace our currency system, contract system and payment system?

Possibilities

The first web sites were crude, limited, slow and annoying. The skeptics would look at the word “information superhighway” that dreamers were blowing and saying “how can this be really useful?” The forgotten element here is that ideas start from their worst and then evolve into something better and better. This is sometimes due to better technology, more scale and cheaper cost, better application for the product in question, or more familiarity with the product combined with great marketing. In terms of investment, early adopters are entering, but there is still no surge and astronomical return. In some cases, investments have made decent income, but not enough to make the public jump. This is similar to the slow internet connection of the 1990’s, the crash of Internet sites or the incorrect information in search engines. In the cryptocurrency world, this is being observed due to high mining costs for coins, slow transaction times and account hacking or theft.

Acceleration

Word started to come out that this is the internet and “.com” hot new thing. The product and precision are being built, but due to the wide scale involved, the cost and time spent will be extensive before everyone uses it. The investment aspect of the equation begins to precede the development of the business as the market discounts the business potential with the value of the investment. The tide has begun to turn, but only among early adopters. This is happening in the cryptocurrency world with the explosion of new “altcoins”, and the big media press that is gaining ground.

The Euphoria

This stage is influenced by the parabolic return and potential offered by the Internet. Don’t think too much about implementation or problems because “returns are huge and I don’t want to miss out”. The words “irrational outburst” and “mania” are becoming commonplace because people are buying out of sheer greed. Negative risks and negatives are widely ignored. Mania’s symptoms include: dot com red hot with any company name, analyzes thrown out the window in favor of optics, investment knowledge among new entrants becoming less and clearer, expectations of 10 or 100 bagger returns are common and very few people actually know how the product works. Or does not work. It has played into the cryptocurrency world with great returns towards the end of 2017 and the company’s shares popping up hundreds of percentage points using “blockchain” in their name. There are also “reverse takeover offers” where shell companies that are listed on the exchange but inactive change their name to join the blockchain and the shares are suddenly actively traded.

Crash and burn

The business landscape of new products is changing, but not as fast as the investment landscape. Eventually, a switch of mindset appears and a huge sales game begins. Instability is widespread, and many “weak hands” have been removed from the market. Suddenly, the analysis is being used again to justify that these companies have no value or “overvalue”. Fear spreads and prices go down. Companies that have no earnings and who survive on hype and future prospects are blown away. Fraud and scams are uncovered to take advantage of greed, which causes more fear and sells securities. Businesses that have money are silently investing in new products, but the rate of progress slows down because the new product is “an ugly word” unless profits are guaranteed. This is starting to happen in the cryptocurrency world with the high incidence of cryptocurrency lending schemes and coin theft. Some marginal currencies are falling in price due to their speculative nature.

Survivors

At this stage, the investment landscape is burned by the story of loss and bad experience. In the meantime, the great idea is coming to clarity and it’s a roar for businesses that use it. It continues to be implemented in daily activities. The product began to become standard and dreamers were quoted as saying that the “information superhighway” was real. The average user notices an improvement in the product and it starts to take over widely. Businesses that had real profit strategies hit the crash and burn stage, but if they had the cash to survive, they went on to the next wave. This has not yet happened in the world of cryptocurrency. Expected survivors are those who have a real business case and corporate backing – but it remains to be seen which company and coin it will be.

The Next Wave – Business Catch Up to the Hype

At this stage, the quality and profitability of new products is becoming apparent. Business lawsuits are now based on earnings and scale rather than concept. A second investment wave starts with these survivors and extends to another early stage mania. The next stage was identified by social media companies, search engines and online shopping which is the derivative of the original product – the internet.

Conclusion

Manius works in a pattern that moves in the same fashion over time. Once one recognizes the stages and thought processes one by one, it becomes easier to understand what is happening and investment decisions become clearer.

We live in an impatient age, and when it comes to money we want more of it, today, not tomorrow. Be it deposits for mortgages or clearing the credit cards that waste our energy after we stop enjoying the things we buy with them, as soon as possible. When it comes to investing, we want easy picks and quick returns. Hence the current mania for crypto-currencies. Why invest in nanotechnology or machine learning when Etherium is locked in an endless upward spiral and Bitcoin is the gift that keeps on giving?

A century ago, the American writer George S. Classon took a different approach. In The Richest Man in Babylon he gives the world a wealth – literally – of monetary policy based on things that may seem outdated today: caution, prudence and wisdom. Clausen used the wise men of the ancient city of Babylon as spokesmen for his financial advice, but that advice is as relevant today as it was a century ago, when the Wall Street crash and the Great Depression were visible.

Take the five laws of gold, for example. If you want to manage your personal finances wherever you are in life, here are some tips for you:

Law No. 1: Gold is a property for their future and for their families, with joy and in increasing quantities, by anyone with at least one tenth of their earnings. In other words, save 10% of your income. The lowest. Save as much as you can. And that 10% is not for next year’s vacation or a new car. It’s for the long term. Your 10% may include your pension contribution, ISA, premium bonds or any type of high interest / restricted access savings account. OK, interest rates for savers are now at historic lows, but who knows where they will be in five or ten years? And compound interest means your savings will grow faster than you think.

Law No. 2: Gold works for the wise owner with perseverance and contentment to find profitable employment for it. So, if you want to invest instead of saving, do it wisely. There is no crypto-currency or pyramid scheme. We are focusing on the words “profitable” and “employment”. Your money works for you but remember that the best thing you can expect for this side of the rainbow is fixed income in the long run, not a lottery win. In reality it probably means shares of an established company that pays regular dividends and a steady upward trend in the share price. You can invest directly, or through a fund manager in the form of a unit trust, but before splitting with a single penny, see Acts 3, 4 and 5 …

Law No. 3: Gold clings to the protection of the careful owner who invests it on the advice of wise men to manage it. Before you do anything, talk to a qualified, experienced financial advisor. If you don’t know one, do some research. Check them out on the internet. What skills do they have? What kind of client? Read reviews. Call them first and feel what they can offer you, then decide if the face-to-face meeting will work. See their commissioning system. Are they independent or affiliated with a specific company, under a contract to push that company’s financial products? A decent financial advisor will encourage you to get the basics: pension, life insurance, living somewhere, emerging markets and space travel before you invest. When you are satisfied that you have found a mentor whom you can count on, listen to them. Trust their advice. But review your relationship with them at regular intervals, say annuals, and look elsewhere if you’re not happy. Chances are, if your verdict is correct in the first place, you will be with the same adviser for many years.

Law No. 4: Gold is removed from the business or purpose for which it is invested, with which they are not acquainted or which is not approved by the persons skilled in its preservation. If you have an in-depth knowledge of food retail, invest in supermarket chains in any way that increases market share. Similarly, if you work for a company that has an employee share ownership scheme, it means taking advantage of it, if you are sure that your company has good potential. However, you should never invest in a market or financial product that you do not understand (remember the crash!) Or cannot fully research. If you are tempted to try your hand at currency trading or alternative trading and you have a financial advisor, talk to them first. If they are not in a hurry, tell them to send you to someone like that. After all, no matter how great the potential return, stay away from something you’re not sure about.

Law No. 5: A person who wants to make an impossible profit or who follows the tempting advice of deceivers and conspirators or who believes in his own inexperience is robbed of gold. Again, the fifth law follows the heels of the fourth. If you start searching the internet for financial advice and wealth creation ideas, your inbox will soon be filled with “tricksters and conspirators” if you invest £ 999 in their “system” to turn £ 1 into X 1XXXXXX. Chicago Mercantile Exchange. Remember, the only one who makes money in the gold rush is the one who sells the shovel. Buy the wrong shovel and you’ll quickly dig yourself into debt. You don’t pay for a system with no proven value; By following this you will probably lose a lot more than the price you paid for it. At least you should check the actual review of the product. And never buy a system, investment vehicle or financial product from an organization that is not registered with the National Watchdog, such as the Financial Conduct Authority for the UK.